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Your Source for California Home Purchase Loans

In today’s hot California real estate market, you need to get pre-approved or pre-qualified for realtors to take your purchase offers seriously.  By contacting one of our licensed loan agents or completing our online application, you will put yourself ahead of the buying competition. We offer excellent loan programs that include fixed-rate mortgages to adjustable-rate mortgages.  We will walk you through every step, and we will only be a phone call or email away when you have questions.


A thirty-year, fixed-rate mortgage is the gold standard for lending because it provides a fixed monthly mortgage payment for the duration of the loan.

An adjustable-rate mortgage is excellent for short-term financing when you desire a lower rate and don’t plan on a lengthy stay in the home.

Free Home Loan Pre-Approval call today 805-364-0488 or 805-770-2476
Know exactly what you can afford before you search for homes.
Spend less money out of pocket and lock in super low interest rate!

Is My Credit Score a Factor in Getting Approved?

Your credit score will determine two things. One is the max loan-to-value (LTV) you will be offered. Second is the rate you will be offered.  If you don’t see the loan program that meets your exact needs, please reach out to us as we offer various loan programs.  (A credit to D)

How You Benefit By Choosing Us:

  • Easy qualifications
  • Low fees and rates
  • Fast approval decisions
  • Professional loan staff
  • Close quickly and on-time
  • Loans tailored to fit your needs

Inquire About
Getting Pre-Approved

If you would like help getting pre-approved call us at 805-770-2476 or 805-364-0488